Gelin is an NPC located at the Lumbridge graveyard. She sells hitpoints insurance, which will guarantee that a player's Hitpoints level will not fall below a certain level when a player dies in Deadman mode. These are one-time payments and are nonrefundable, so once a player's Hitpoints level is insured, it will never fall below it when they die.
- Level 25 - 25,000 coins
- Level 50 - 100,000 coins
- Level 75 - 1,000,000 coins
She used to work as an assassin in Al Kharid, meeting many strong fighters. She was inspired to open an insurance stall because she saw that people feared the diminishment that came with their defeat, and not the pain that came from death.